Hurricane Preparedness

Florida Hurricane Season Preparedness Guide

Be Ready. Stay Safe. Check your insurance policy coverages with your agent.

Season: June 1 - November 30

Peak: August - October

Hurricane damage to a coastal Florida property
Palm trees bending in hurricane-force winds

Before the Storm

Secure Your Home

  • Install hurricane shutters or board windows
  • Trim trees & clear yard debris
  • Reinforce garage doors & roof straps

Build Your Kit

  • Water (1 gal/person/day for 7+ days)
  • Non-perishable food & manual can opener
  • Medications + first aid supplies
  • Flashlights + batteries (NO candles)
  • Important documents in waterproof bag
  • Identify pet-friendly shelters

During the Storm

If Staying Home

  • Stay indoors in a windowless room
  • Avoid using electronics during lightning
  • Monitor NOAA Weather Radio

If Evacuating

  • Leave early to avoid traffic
  • Follow official evacuation routes

After the Storm

Safety First

  • Avoid floodwaters (may contain hazards)
  • Watch for downed power lines
  • Use generators OUTDOORS (carbon monoxide risk)

Call A&F Insurance Group, Inc. for more information about your coverage before, during or after a storm.

Review your wind & flood coverage before the season

Hurricane deductibles, named-storm exclusions and flood gaps are best fixed while the Atlantic is quiet.